*** Effective 1st May 2026, under the Renters’ Rights Act the maximum rent a landlord or agent can legally require in advance is capped at one month’s rent ***
IVAs and bankruptcies may be acceptable, subject to other references being satisfactory, however it is conceivable these will have an adverse effect on the Applicant’s credit score with the possibility it could be below 545.
If your credit score was below 545 but all other checks and references were acceptable then it is likely you would be offered a tenancy subject to payment of rent in advance for the entire Fixed Term of the Tenancy.
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