tenant reference

Outsourcing tenant referencing is a common practice in the lettings industry. Jungle property require all our applicants provide comprehensive references (many letting agents will only require a sub-set of what we require e.g. credit score) and employ tenant referencing specialists to undertake this important task. As specialists, the tenant referencing company have the tools and expertise and access to quality data to ensure the tenant reference is accurate. The key components of the tenant reference are: Identity Verification – cross-reference of Equifax’s database to determine the identity of the individual and present the applicant’s address history which may differ to…

We do not accept e-mail addresses for employers from free e-mail providers such as Gmail, Yahoo, Outlook or BTinternet as they are so easy to set up they could be used by applicants to falsify references. The employer’s e-mail address should be a company e-mail address. Still not answered your question? We love questions so fire it at us using the contact details here Please rate this article so we know how well it answered your question…

By providing our referencing agent with a copy of your latest P60. A P60 should be issued by your pension provider shortly after the tax year finishes on 5th April. If your P60 is not received by 31st May each year you should contact your pension provider. Still not answered your question? We love questions so fire it at us using the contact details here Please rate this article so we know how well it answered your question…

Yes – Pay slips can easily be falsified and may not confirm the following: Contracted basic annual income Whether the employment is temporary or permanent If there is likely to be a change in the contract/employment in the foreseeable future Still not answered your question? We love questions so fire it at us using the contact details here Please rate this article so we know how well it answered your question…

In isolation, the fact that the applicant has not been found on the electoral roll tells us very little about the applicant’s suitability for a tenancy. Considered alongside other referencing information this helps confirm the identifty and profile of the applicant e.g. does the applicant have any accounts (bank, utility etc.) open at the address they say they are living at? There are three reasons why the applicant may not appear on the electoral register: The applicant has not registered to vote. The applicant has registered to vote but opted out of the ‘open register’ – the version of the…

County Court judgments (CCJs) are legal decisions handed down by the County Court. Judgments for monetary sums are entered on the statutory Register of Judgments, Orders and Fines, which is checked by credit reference agencies to assess the credit-worthiness of individuals. Still not answered your question? We love questions so fire it at us using the contact details here Please rate this article so we know how well it answered your question…

The decision to ask an applicant for rent in advance for the entire fixed term of the tenancy (typically 6 months) before granting a tenancy is the landlords, and will be based on the findings from the tenant referencing. This may be obligatory if the landlord wants rent protection and legal expenses insurance. Asking an applicant for rent in advance is common where the landlord is concerned about the applicant’s ability to pay the rent: Applicant has failed the affordability assessment Applicant has adverse credit Applicant has poor credit score Applicant has large amount of debt Still not answered your…

If you have been self-employed for less than 12 months, a tenancy will only be granted upon payment of rent in advance for the entire fixed term of the tenancy. If you have been self-employed for longer than 12 months you must provide us with a copy of your most recent SA302 form which is a summary of your income that has been reported to HMRC or your most recent SA100 Self Assessment tax return. We are unable to accept bank statements as proof of income sorry. Still not answered your question? We love questions so fire it at us…